The sun’s out and you’re dreaming of a summer getaway, right?
A cancer diagnosis doesn’t have to mean you can’t travel to wonderful places. It certainly doesn’t mean you have to pay for costly travel insurance or go without insurance altogether to make it happen.
There may be lots of insurers that cover pre-existing medical conditions but the one I found particularly easy to access and value for money is Insurancewith.
As the name suggests, Insurancewith’s target market is people with pre-existing medical conditions. With a policy from Insurancewith you can travel anywhere in the world and still be covered by your travel insurance without breaking the bank.
The company’s founder, Fiona Macrae, began the business because she was frustrated by the lack of travel insurance at a reasonable price that covered her own breast cancer diagnosis. Putting her insurance industry experience into practice, she founded Insurancewith to provide people with a medical condition a fair and affordable travel insurance policy.
They’re known in the insurance industry for being good at what they do too – Insurance Times magazine and BIBA have both given Insurancewith awards.
How do you get a quote with InsuranceWith?
Go online or give them a call. Chemo brain meant I found it easier to chat to someone so I gave them a call on 020 3829 3875.
You apply according to your medical condition – there’s an application specifically for people with breast cancer, as well as other conditions like cystic fibrosis, epilepsy and stroke. You can also apply according to the type of policy you’d like – single trip, multi-trip, long stay, cruise and winter sports policies.
There are a four policy levels: Emerald, Sapphire, Diamond and Platinum – you’re given these levels once you’ve been through the quote process but you can see what’s included in each level for single trip policies and multi trips too.
Cover includes holiday cancellation and £10m in emergency medical expenses as well as the standard bits you’d expect from a regular travel insurance policy.
Cover will soon include all medical equipment, including stoma bags and insulin pumps which are not currently covered.
Once your travel insurance is covered, you can get on to the exciting part – planning!
Other travel tips following a cancer diagnosis:
- Speak to your oncologist about hospital-approved compression socks for the journey. Some drugs can increase the risk of blood clots and these socks can help reduce your risk while flying. I have a pair – they’re not pretty but what’s pretty about flying!
- Drink as much water as you can and avoid alcohol entirely on the plane – don’t worry, the party starts when you land!
- Take all of your travel insurance documents with you so you have them to hand if you need them.
- Get an EHIC or European Health Insurance Card. It’s free (usually takes a week or so to arrive) and entitles you to free or reduced price healthcare in EU countries and Switzerland, should you need it during your stay.
- Take your medications in their original packaging so you don’t have to worry about remembering the names of your medications, should you need to speak to a healthcare professional whilst away.
- Factor 50 all the way; your skin is likely to be more sensistive as a result of treatment. Protect yourself, even if you’ve previously been able to tolerate the sun well.
- Get shopping for a lovely sun hat – go on, treat yourself!
- Go and have fun; forget cancer and have a ball! As a friend said to me recently, ‘go for those three courses and that extra bottle, you deserve it’.
If you’re not ready to travel just yet, keep swimming and keep dreaming. You could even start planning your celebratory getaway as something to aim for.
Lots of love, Becky xxx